The Management Model Of Barclays Bank Finance Essay - Free Essay Example

Sample details Pages: 8 Words: 2410 Downloads: 5 Date added: 2017/06/26 Category Finance Essay Type Research paper Did you like this example? Management may be defined as the act of managing something; he was given overall management of the program; is the direction of the economy a function of government? those in charge of running a business (wordnetweb.princeton.edu/perl/webwn) In the nineteenth century, Robert Owen and Charles Babbage seriously took a decision to deal with the search for the development of management theory. Owen was a business man and social reformer while Babbage was a well known and a famous mathematician with a strong desire and interest in business management. (Owen,1831) Owen strongly believes that character is an after effect of the situations and that surroundings and education at the right time is important in forming a good character. Don’t waste time! Our writers will create an original "The Management Model Of Barclays Bank Finance Essay" essay for you Create order While being surrounded with controversies all his lifetime, Owen is recognized with being the predecessor of the modern human relations school of management. (Babbage, 1870 He was well acknowledged for performing the fundamental research for the first practical mechanical calculator as well as doing basic research and development on an analytical engine .He is even recognised as the forerunner of todays modern computer. His interest in management came out largely from his concerns with work specialization or the degree to which work is divided into its parts. This is now recognized as being the top in the list of contemporary operations research. Babbages other major contribution in the field of management came from the development of a modern profit-sharing plan which includes an employee bonus for better performances and even a share of the companys profits. According to the classical school of thought the definition goes a little extra . They have not only developed a compre hensive theory of management ,but also developed the potential which a manager needs in order to deal with the organizational challenges. Management is a vast subject and should be discussed from different angles. The concept of CVF cannot be ruled out as it plays a very fundamental role in how organisations function and prove themselves in the business arena. According to (Quinn and Rohrbaugh, 1983, p.363) Effectiveness is the main idea of the organizational literature whereas its definition is controversial but not always. The CVF has certain principles . The first principle focuses on the organisational benefits from an internal point of view ie, about the welfare of the employees in an organisation to the external point of view on the well-being and the profiting of the organisation itself. The second principle focuses on the issues related to organizational structure, with a greater emphasis on stability and flexibility. Quinn and Rohrbaugh (1983, p.370) qu oted that these two sets of competing values are renowned dilemmas in the organizational literature. For instance, Denison and Mishras (1995, p.209) case study showed that activities involving employees can drop into narrow-mindedness and have a negative impact on performance which may in an unsatisfactorily output, for the organization may exaggerate the internal integration and neglect to adapt to the external environment. Similarly, the different views of different persons, directs in considering order and control versus innovation and change are the of the most heated debates in sociology, political science, and psychology. All this results in to effective management which is all related to the CVF. Barclays an overview Barclays plc is a British financial services firm operating throughout the world. It is a holding company that is listed on the London and New York stock exchanges, and was listed on the Tokyo Stock Exchange until 2008. It is also a part of the FTSE 100 Index. This bank originated in the year 1690 when John Freame and Thomas Gould started their business as goldsmith bankers in Lombard Street, London. The name Barclays became related with the business in 1736, when James Barclay, son-in-law of John Freame, one of the founders, became a part in their business. [6] In 1728, the bank shifted to 54 Lombard Street, which was identified by the Sign of the Black Spread Eagle, over the years it became a core part of the banks identity. Then in 1924 the planned invasion of National Bank of Kingston was almost complete but was halted three days before finalisation. Recent Developments In March 2009 it was reported that in 2008, Barclays received billions of dollars from its insurance activities with AIG, including $8.5bn from funds provided by the United States taxpayers to bail out AIG. On 12 June 2009, Barclays sold its Global Investors unit, which comprises its exchange traded fund business, iShares, to Black Rock for $13.5bn. Standard Life sold Standard Life Bank plc to Barclays plc in October 2009. The sale completed on 1 January 2010On 11 November 2009, Barclays and First Data which is a global technology provider of information commerce, have signed an agreement according to which Barclays will move a range of card portfolios to First Datas issuing and consumer finance platform. On February 13, 2010 Barclays announced it would pay more than  £2 billion in bonuses https://en.wikipedia.org/wiki/Barclays SWOT analysis Barclays Strengths Barclays has its global presence spread through out the world, allowing it to spread risk and enjoy economies of scale. The Barclays is a well-established brand in times gone by and promotes continually through out the year , as in the sponsorship of Premier League football. Barclays is particularly linked with innovating new things. It was the first to bring the credit card in 1966, and has continued to expand their horizon in developing cards, recently with the One Pulse card combing Oyster, cashless and credit functions for London-based customers. The opening of several new branches along with a restoration programme with an attempt to progress in satisfying customer demands for a high reputation in the market. Weaknesses The Services provided in Zimbabwe to individuals who are associated with Zanu PF have resulted in many unwanted controversies and raised questions about Barclays ethical position: investors are highly concerned about ethics. Large bonuses and incentives for Directors have attracted useless attention from observers, and it has been guessed that the banks unwillingness to take financial support from the UK government is because that would end the banks self government ability in terms of their business. Plans to expand in Asia were restricted when Barclays were out of the competition with ABN Amro in 2006, and substitute expansion plans have had to be implemented. The bank does not pay any dividends on its shares until the second half of 2009, making the investors to step back in this regard. Opportunities Barclays was very much interested to get hold of some of Lehmans assets before its collapse: but to their advantage, after the collapse they have been able to bargain a better deal which also allowed them to be very choosy in parts of the business where they acquired. The banks approach is to offer a full group or a set of services through out the world, providing an extensive variety of trading or cross-selling opportunities. Asia is still considered a chance for Barclays expansion, and process of setting up have been started in a number of countries. Welfare measures to the investors has been decreased in many countries because of the taxes and the other costs payable to governments, and Barclays finds self-provision as a growing trend that it can make use of. The court recently found that Barclays banking charges, which had been challenged legally, were enforceable, thus repayment is not necessary and charges can continue to be enforced. Threats If the economic downturn is lasting for a longer period of time, acquisition of Lehmans assets could prove to be a fault Barclays has been charged of moving loss-making investments into those of other investors, and there is a risk it may result into legal action. While offering a wide range of services providing many opportunities for the investors, there is also a threat that customers may go directly to the suppliers, who present a more focused approach. Barclays was popularised for closing branches due to a high occurrence of this in 2000, and the other competitors have been able to take this as an advantage to point themselves as more consumer-friendly through a plan of keeping branches open. The Barclays expansion in Asia is found to be as risky given that they dont stand in competition with banking industry leaders regarding capitalisation, and this may detract investors. https://www.businessteacher.org.uk/business-resources/swot-analysis-database/barclays-ban k-swot-analysis/ Porters Five force analysis of Barclays Entry Barriers (High) The rising markets such as India and Africa are highly regulated and controlled by the government and also by the central banks. A lot depends on the higher authorities and the central banks of these countries who makes decisions such as regularization of interests on loans and deposits as well as money supply . There are many entry barriers to be faced when any foreign bank enters into India. The people of these countries look for safety of their investments and prefer to deposit in the government or public sector banks and this may prove to be a drawback. The restriction on the number of branches would also add to the disadvantages as people in the rural areas would not be able to access the banks. When it comes to product differentiation Barclays business strategy works for urban and niche or corporate customers Rivalry among the Existing Competitors (High) When it comes to competition in emerging markets which includes a whole lot of public as well as private banks along with NBFCs and microfinance institutions in rural areas, it is really hard to survive. Progressing from such markets is even more difficult when compared to entry due to high regulations and the time it takes to run the business. However it was a good strategy used by Barclays in Africa. Obtaining major stakes in Absa gives them easy entry in an untouched market and also a good brand name. Bargaining power (Medium) The suppliers of a bank are the people who invest and from whom the banks raise funds. In most of the markets Barclays is a non listed company and so the major source of funds are its customers (depositors), who are the Barclays suppliers in this case. The customers or the depositors have a high bargaining power in the market as they are the source of funds for any bank. Any bank which gives a higher rate of interest would attract a larger number of depositors towards it which would result in the huge funds for the bank. This is the reason why private banks offer higher rate of interest as compared to other government banks especially for the long term depositors. Threat of New Entry (High) Financial system in banking sector would be fluctuating the markets which are still not settled and expanding their reach to a large number of customers which would mean higher net profit margins through volumes. Barclay has been trying to implement this strategy by continuously finding new markets and entering them. Their rush into emerging market in Western Europe, Africa (through Absa) and India shows their constant attempt to enter into new markets and acquire a brand name for the organisation. However they need to overcome the high competition from financial companies as well as microfinance institutions who provide easy financial solutions to the poor and also for the small business. As new competitors are entering the market everyday, Barclays face a high completion from them. Threat from Substitutes (High) There are many organisations in the retail finance industry that give financial support such as moneylenders, NBFCs, microfinance and also the insurance companies. Banks offer a group of services other than taking deposits and lending money, but when it comes to insurance, mutual funds or fixed income securities, even these are the non-banking financial services company which offer the same services as in a bank. Management Model Diversity and Inclusion Barclays Human Resources recognises the importance of attracting, retaining, and developing a variety of world-class professionals who can place the organisation on the top . We identify, advancement and reward all talent, valuing and try to build the power of diversity amongst our people to offer our clients inspired and modern solutions. Working to implant diversity in all areas, It strive to: Build a workforce that directly reflects the needs of the communities and so we are best able to understand our clients needs and act accordingly to satisfy the needs of the customers. The organisation makes sure that the hidden talents of each employee are taken out and fully utilised, and that all the employees and clients are treated equally not taking into consideration his personal feelings, race, religion or belief, gender, age, disability, sexual orientation, nationality. The organisation strives to maintain a work favourable environment that instils a sense of dignity an d respect, where all employees feel free to fully contribute to the growth and success of the firm without experiencing nuisance or bias from any level of the organisation. improve our ability to attract and retain clients and employees by maintaining good relations and enhancing our reputation for fairness, transparency, integrity and consistent delivery of best-in-class solutions and services to our customers. Diversity is very important for a business; by inhibiting diversity into all aspects of our work we maximise the opportunity to collaborate with other firms which helps in achieving nonstop business growth and success. Impact and Recommendations Such an approach will have a long lasting result on the future development of Barclays. This is because by encouraging diversity, Barclays will be able to cash on its loads of experiences in handling diverse culture and therefore it easily helps them in entering other countries to expand its business operations without any hindrances. It will also be an opportunity to get a closer and a clearer view of how different cultures conduct business operations and examine their terms and conditions. According to Robert E Diamond , President of Barclays PLC and CEO of Corporate and Investment Banking, and Wealth Management ; If we are really aspiring to be a truly international firm, with a diversified base of clients, then we need to plan organize ourselves to look a lot like the people we are serving and plan strategies that fit the budget of the customers. The only technique by which we can compete with the other firms in the market and keep hold of the best talent in the industry, ar ound the world, is to have a culture at the work place that can attract and retain people from all kinds of locale. Our focus on diversity is important not only because its one of the strategies to develop, but because its good business.

Symbols and Conflict in A Dolls House Essay example

Symbols and Conflict in A Doll’s House Symbolism is used commonly in literature to reveal a deeper meaning through something indirectly. As defined by the Merriam-Webster dictionary, symbolism is â€Å" the art or practice of using symbols especially by investing things with a symbolic meaning or by expressing the invisible or intangible by means of visible or sensuous representations† (Symbolism.). From colors and emotions, such as red and romance, to animals, like doves and peace, symbols better a readers understanding of the text and make for an overall better story. Symbolism gives writer freedom to add double levels of meanings to his work: a literal one that is self-evident and the symbolic one whose meaning is far more profound than†¦show more content†¦This is the first conflict the reader notices while reading and as little as it seems, there is much more at hand than what is presented in this situation. Dancing through history has been meant to bring out major emotions in the dancers and their audience, many of the dances producing happy and motivation emotions in the individuals involved. The Tarantella is a dance that originated in Italy. The dance was named after the tarantula spider, whose venomous bite was said to cause tarantism, wild and uncontrollable dancing. Many said that the cure was for the victim to dance until exhausted. Often danced by a married couple to show togetherness. As the Tarantella is meant to be a passionate dance for a couple, it is very significant how it is used between Nora and Torvald in the play. â€Å"Torvald: you must go and rehearse the tarantella and practice on the tambourine. I’ll go into the office and shut the door, and I will hear nothing. You can make as much noise as you like† (Ibsen 65). As stated earlier, this dance is one that is meant to be danced and conducted by two and its to show togetherness. In this part, Torvald sh uts himself away from Nora, leaving her to practice this very passionate dance by herself. Not only is this conflicting for them at that moment, but this shows a major problem in their marriage.Show MoreRelatedHenrik Ibsens A Dolls House1489 Words   |  6 Pageswith many other types of literature, drama relies on several separate components all working together to tell a story. These components serve to draw an audience in, create a believable situation, and illicit a particular response. The play â€Å"A Doll’s House† by Henrik Ibsen provides an excellent example for analysis, with each component strongly supported. Often the first, and most obvious, component that can be observed when reading drama is the point of view that it is written from. PointRead MoreUse of Symbols in Ibsens Play, A Dolls House Essay845 Words   |  4 PagesSymbols are used universally to arouse interest and to stimulate the mind. 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In addition, in Ibsen’s plays, the general topics that are usually discussed are hypocrisy of the society, restriction of women, and the self-sacrifice. Under the influence of Industrial Revolution, the conflict between classes and the struggle among workers were becoming more and more intense, especially amongRead MoreA Doll’s House play by Henrik Ibsen shares many comparisons and contrasts with the short story â€Å"The1300 Words   |  6 PagesA Doll’s House play by Henrik Ibsen shares many comparisons and contrasts with the short story â€Å"The Storm† by Kate Chopin. In fact, Ibsen’s play premiered at the Royal Theatre in Copenhagen, Denmark on December 21, 1879. This play aroused significant changes in the attitudes towards 19th century marriages (princeton.edu). Interestingly, â€Å"The Storm† stands as the sequel to Chopin’s other short story â€Å"At the Cadian Ball†. Kimbel wrote in his article on Dictionary of Literary Biography, â€Å"Her first twoRead More Symbolism in A Doll’s House Essay949 Words   |  4 PagesHenrik Ibsen’s â€Å"A Doll’s Hous e† is a controversial play focusing on the marriage of Nora and Torvald Helmer. The play is filled with symbols that represent abstract ideas and concepts. These symbols effectively illustrate the inner conflicts that are going on between the characters. Henrik Ibsen’s use of symbolism such as the Christmas tree, the locked mailbox, the Tarantella, Dr. Rank’s calling cards, and the letters allows him to give a powerful portrayal to symbolize aspects of characters andRead MoreThe Paradox of Confinement and Freedom in a Dolls House and Like Water for Chocolate by Laura Esquivel.1620 Words   |  7 PagesIn the texts, A Dolls House by Henrik Ibsen and Like Water for Chocolate by Laura Esquivel, Nora Helmer and Tita (Josefita) are subject to the paradox of confinement and freedom. Tita is restricted to the ranch and kitchen, and Nora to the house. Concurrently, in the seclusion of the kitchen, Tita is liberated from Mama Elenas control, has freedom of self-express ion through cooking, and can openly express her feelings. Josefita is a skilled cook with mystical abilities, and also has some freedomRead MoreTheatrical Realism : Realism And Realism1228 Words   |  5 Pagesdirection is natural, not heightened or poetic REALISM IN A DOLL’S HOUSE Henrik Ibsen (1828-1906), a norwegian writer, is considered to be the father of modern realistic drama His plays attacked society’s values and dealt with unconventional subjects within the form of the well-made play (causally related) Ibsen’s letters reveal that much of what is contained in his realist dramas is based on events from his own life. A Doll’s House was the second in a series of realist plays by Ibsen after TheRead More Failure of a Marriage Depicted in Ibsens A Dolls House Essay1354 Words   |  6 PagesA House in Ruins In Henrik Ibsens A Dolls House, the subject most important to the story is marriage. Until death do us part well, not always. Everywhere one looks, divorce is plaguing society. The treasured marriage vows have become nothing but a promise made to be broken. A Dolls House is a prime example of a relationship that didnt work. To keep a marriage alive and well it must hold onto certain qualities: love, communication, trust and loyalty. With these qualities, any marriage

Interracial Marriages Essay Example For Students

Interracial Marriages Essay Interracial Relations and MarriagesOutlineThesis statement,: The United States has witnessed a considerable social andcultural desegregation of Black and Caucasian Americans. However, despite yearsof desegregation, racial and cultural differences still exist. I show thesedifferences still exist in the institution of marriage. 1.Americans have beenand are continually moving slowly away from segregation. A.Since the 1960sBlacks have been allowed to move into mainly Caucasian neighborhoods. B. Integration on campuses is now more apparent then ever before. 1.Studentscat together. 2.Students study together, C.Black and Caucasianissues have converged. 11,notwithstanding these examples of desegregation,there are still signs, most clearly is apparent in the institution of marriagebetween Black and Caucasians. Ill. One of the major barrier.-, of interracial marriages lies in the familyof the couples. A.Louis, a Caucasian women, and Chuck, a Black man, weremarried in 1960. 1 .They have no prejudice about each other. emailprotected have mixed group of friends. 3,They had problems with family. a)Louis mother had asked her whyshe could not marry her own kind. b)This conflict finally caused the tiesbetween mother and daughter to break. B.Mama, a Caucasian Jewish, married a Black. I. None of her family members attended her wedding except her mother. 2.Her father told her that he could not believe that she married a Black. Nevertheless, she survived her family disapproval. IV.An unlikely source of problems for interracial married couples comesfrom religion. A.The majority of interracial married couples involved inChristian churches before marriage discontinue church membership and attendanceafter marriage. B.Couples search for churches that are like home. C. They are met with resistance from religious people who have been reported tohave said that if their children married a Black person, they would kill them. D. Every couple has their own crisis, but for some, the church officialswho are against divorce will turn around and recommend a separation. becausethe couple are a Black and a Caucasian. V.These churches need to face agrowing phenomenon. 1.In the Old Testament, God strongly opposesintermarriage. a)Ezra and Nehemiah challenge the people to repent overintermarriage. They describe it as Israels most sinful offense. 2.A closerlook at the passage reveals something else. a)Opposition to intermarriagearises when people of God marry those who worship a God other then Yahweh-B. The church must repent not only from bad theology but also for failing toprotest racist laws in the past. VI. The law is equally to blame for thesegregation, by causing tensions. A.Edgar and Jean and had twice stopped bythe police because they were walking hand in hand, but more so, because theywere Black and Caucasian. B.Law that supports the one drop theory. vii. The problems of interracial married couples also extends to their children. A. The Bronzes had sent their daughter to a pajama party at a Black families place. When they picked their daughter up the host family was surprised to see that herfather was Caucasian. B.Older children of interracial married parentsalso face problems. 1.They have to decided which parents culture to adopt. 2.They have to decided if they are Black or Caucasian. With all these problems, what brings these Black and Caucasian people together?A.Opportunity that an educated partner provides. B.How the partnerperceives the beauty of the other. C.The ability to communicate. D.The main reason, love. ix.It can be seen quite clearly that there are still attitudes that supportsegregation. A.It could possibly be true that the only way to makechanges involving segregation, is through marriage. Interracial Relations: MarriagesThe United States has witnessed a considerable amount of social and culturaldesegregation of Blacks and Caucasians. However, despite years of desegregation,social and cultural differences still exists. These differences still exist inthe institution of marriage. Americans have been and are continually movingslowly away from segregation. In the past forty years a multitude of changeshave transformed schools, jobs, voting booths, neighborhoods, hotels,restaurants and even the wedding altar, facilitating tolerance for racialdiversity ( Norman 108 ). Since the 1960s, when housing discrimination wasoutlawed, many Blacks moved into mainly Caucasian neighborhoods. The steadilygrowing areas in the west and south-west are least segregated, because theseareas never had the entrenched Black and Caucasian sections of town ( Up Forseparatist 30 ). Even more visible signs of desegregation can be seen in theareas of education. A study done by the University of Michig an shows thatintegration on campuses occur on a regular basis. The racial line are crossedroutinely; about 50% of Blacks and 15% of Caucasians reportedly study together. Computer Network Security Alternatives EssayHalle Beny stated that it is important that multicultural individuals make achoice about race early in the life because even if they identify themselves asinterracial they will still be discriminated against as a person of color inthis country ( Norman 108 ). Knowing all these barriers and problems, whatbrings Black and Caucasian people together? According to a study done byMatthijis emailprotected, a factor that is consistently associated with intermarriage issocial class or status. Black outmarriage becomes gradually more common whenmoving up the occupational scale and more common among higher educated Blacks. Among Caucasians the pattern is reversed. It is believed that Caucasians aremore likely to many a Black spouse when it allows them to many a partner of highsocioeconomic prestige ( 119 ). The appreciation of a partners beauty and thecommon; the ability to communicate, and the main reason for marriage, love iswhat bring them together (Randolph 154 It can be seen conclusively, that parents,religion and the attitudes of people, in general, are the main causes to thefriction in interracial relationships and marriages. It is difficult, if notimpossible, to change the attitude of parents, the older generation, toinfluence the churches to accepting the patterns of new thought and identity. The older generation will not change because their ideas and thoughts have beeningrained in them. The current generation, who are also guilty of causingfriction, and the next generation must be educated to understand and acceptthese patterns of new thought, interracial marriages. Until these attitudes,that support segregation, are suppressed and eventually the only way to makechanges involving segregationChildren of interracial married couples learn tolerance within the family, whichallows these children to ad their experiences to others, in one way or another. Works CitedAunapu, Greg., et al., eds. Intermarried With Children. Time. Fall1993:64-68. Gilbereath, Edward. How Our Children Surprise Us. ChristianityT emailprotected . 7 Mar. 1994:32-34. Herring. Roger D. Development Biracial Ethnic Identity: A ReviewOf The Increasing Dilemma. Journal Of Muliticul tral C)unseline Development,23.1 (Jan. 1995): 29-39. Kalniijin, Matthijis. Trends in Black/WhiteIntermarriage. Social Forces. Sep. 1993:119-147. emailprotected, Barbara. Colorblind Love. Newsweek. 7 Mar 1988:40-42. Nfira, Harold. Love In Black And White. Christianitv Tod4y. 7Mar. 1994:18-20. Norman, Lynn. Am I Black, White Or In Between. Ebony. Aug. 1995:108-110. Perkins, Mtaii. Guess Who Is Confing To Church. ChristianityT emailprotected . 7 Mar. 1994:30-32. Randolph, Laura B. Black Women/White Man: Whats Going On? EboLny. Mar. 1989:154-158. Up for Separatism. Economist. 21 Oct. 1995: 30. Words/ Pages : 2,293 / 24

The Melting Pot Analysis Essay Example For Students

The Melting Pot Analysis Essay The Melting Pot. In our society today America consists of a lot of different people. All of these people are of different cultures, race, and religions. Even though they have many differences they all live and work together. Bringing together these people from diverse nationalities and making them conform to an idea or a group of ideas and still remaining an individual is my understanding of what a melting pot is. This takes place all over the United States. Based on my high school and different family observations I feel that America is a melting pot. We will write a custom essay on The Melting Pot Analysis specifically for you for only $16.38 $13.9/page Order now I feel that my hometown, which is Powder Springs Georgia, is a good example of what I consider the melting pot to be. I attended a very culturally diverse high school. Many different people of many different cultures and beliefs attended this school. There were whites at the school that separated themselves because they did not like blacks. They even had there own bench and tree. In another section of the school the Trench Coat Mafia would gather together. Hispanics also had a place to communicate amongst themselves. That then left the black and the whites. Most blacks and whites hung out together, but we had different parts of the campus where we would stay. We all were from different nationalities and had different beliefs but we all attended the same school. Even though we all were separated at school, the event that brought everybody together took place on Friday nights. Everybody from the school would come out together and watch these football games. No matter how everybody sepa rated at school, everybody came together to cheer for their high school. Having all these beliefs and being the individuals that the people were, everybody still worked together. My football team consisted of players from all these different groups. While at school people had all of these different beliefs, but when it was time to practice or play a game, everybody set their differences aside. It did not matter what each individual believed in, everybody came together and we played as a team. We lived together, worked together, and played together and with all the differences we had we were still like a family. So actually we melted together. Another example of the melting pot took place in a couple of my classes. There was this boy who was associated with the Trench Coat Mafia. We had projects and group assignments, and he was my partner on many different occasions. Even though we had different beliefs and cultures, we put our differences aside to work together. There was never any animosity among us. We had an assignment and we knew we had to work together to get it done. After we communicated and worked together on this project peacefully, things went back to the way there were. He very seldom talked and never really had anything to say to me outside of the class. This is a good example of the melting pot because we came together regardless of our background and worked together while remaining individuals. This is how my hometown is. Of course since our school was culturally diverse so were our neighborhoods. So while living in this neighborhood I observed families and they act under the definition of a melting pot also. My neighborhood consisted of many families with different cultures and beliefs. Our street consisted of a lot of people with different nationalities. At the end of the street there lived a family that was of Mexican decent. Inside their house they only spoke Spanish. Even though they are not living in Mexico, they still spoke their language. At the same time while outside or talking to any neighbors they would speak in English. This is an example of a family that is maintaining its cultural identity, but are living together with the majority of the people, who are from an English background. My street also consisted of a family that was Jewish. This family had different practices and different beliefs about many things. All throughout the year they would put up different flags and celebrate their own cultural belief and holidays. But at the same time they were nice people and always helped out in the neighborhood to make it better. Every time you walked by the house they would gladly greet you. So they set aside their differences to interact in the community. Their neighbors next to them were from Africa. They also put up different flags and celebrated different holidays and there was never any conflict between the two families. They have learned to accept that everybody is not going to believe in the same thing and that it does not make you any less of a person if you have a different belief. .uac39da103d83a7c21e7b61668b59c608 , .uac39da103d83a7c21e7b61668b59c608 .postImageUrl , .uac39da103d83a7c21e7b61668b59c608 .centered-text-area { min-height: 80px; position: relative; } .uac39da103d83a7c21e7b61668b59c608 , .uac39da103d83a7c21e7b61668b59c608:hover , .uac39da103d83a7c21e7b61668b59c608:visited , .uac39da103d83a7c21e7b61668b59c608:active { border:0!important; } .uac39da103d83a7c21e7b61668b59c608 .clearfix:after { content: ""; display: table; clear: both; } .uac39da103d83a7c21e7b61668b59c608 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .uac39da103d83a7c21e7b61668b59c608:active , .uac39da103d83a7c21e7b61668b59c608:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .uac39da103d83a7c21e7b61668b59c608 .centered-text-area { width: 100%; position: relative ; } .uac39da103d83a7c21e7b61668b59c608 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .uac39da103d83a7c21e7b61668b59c608 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .uac39da103d83a7c21e7b61668b59c608 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .uac39da103d83a7c21e7b61668b59c608:hover .ctaButton { background-color: #34495E!important; } .uac39da103d83a7c21e7b61668b59c608 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .uac39da103d83a7c21e7b61668b59c608 .uac39da103d83a7c21e7b61668b59c608-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .uac39da103d83a7c21e7b61668b59c608:after { content: ""; display: block; clear: both; } READ: Persuasive EssayNext door to me lived another family that had a different belief. They did not like blacks. I have lived there for about six years and the family has never spoken to my family. They tend to stare and give mean looks but they never speak. I guess this is something they believe in. Even though my neighborhood consists of all these different people with these different understanding and beliefs it is still a good neighborhood. I feel safe living there even though everybody is different. Its just an example that people with different backgrounds, race, cultures, and religion can live in the same community and work together while still maintaining their individu alism. This new immigration wave will have an effect on the school and neighborhood in my hometown. I feel like the effect will not be a negative one. It is a positive effect because everyone is accepted and looked at as individuals. With this new immigration wave there will probably be more Spanish people living in the town. Gradually as time pass the majority of the school and town will be minorities. As it has been for a number of years in my school and neighborhood this will be accepted and everyone will still work together while maintaining their individualism. In conclusion, I believe that America is a melting pot. Over the years things have gradually changed and now many different cultures are living together. Whether it is in the school system or in the neighborhood, everybody has come together in our society and found a way to live and work with each other. Every now and then there is a dispute between neighbors or students at my school about an issue, but it is calmly resolved. We as individuals have learned that our neighbors are not going anywhere. They have the right to be there just like the next person. So over the years people have learned to accept this and go on. A community would not be safe if a melting pot did not occur. So therefore many different types of people must be willing to work and live together. These are examples of how America hasEnglish Essays